Cryptocurrency investing has become a hot trend in the USA. As more Americans look for safer and easier ways to join the crypto market, trusted names like Fidelity are stepping in. This Fidelity Crypto Review 2025 will show you everything about the platform. If you are new to crypto or want a secure place to invest, this guide is for you.
Fidelity is a name you already know from traditional finance. But now, it’s also offering cryptocurrency services. In 2025, Fidelity Crypto has become a major option for beginners, long-term investors, and retirement planners. Let’s explore what makes this platform trusted, easy, and powerful.
What Is Fidelity Crypto? An Introduction to the Platform
Fidelity Crypto is a Fidelity service that lets you buy, sell and hold cryptocurrencies. It started as an institutional service but opened to retail in recent years. In 2025 it’s one of the only crypto services backed by a long standing US financial institution.
Unlike many new crypto platforms Fidelity brings decades of trust. Company was founded in 1946 and has managed trillions of dollars in assets. Their crypto division Fidelity Digital Assets lets you buy and hold Bitcoin and Ethereum directly in your Fidelity account. So you can manage all your investments in one place.
Is Fidelity Crypto Safe? Security Features and Regulations
Fidelity Crypto is designed with strong security in mind. Your digital assets are stored using cold storage, which means they are kept offline to avoid hacking. Fidelity also offers two-factor authentication and account monitoring for all users. It follows strict compliance rules under SEC and FINRA regulations.
Since Fidelity is a US-based company, it must meet the highest standards of safety and privacy. All customer assets are separated from company funds. This keeps your crypto safe even if the company faces financial problems. The platform does not offer anonymous trading, which adds an extra layer of legal security.
How Fidelity Crypto Works: Key Features Explained
You need to have a Fidelity brokerage account to access Fidelity Crypto. Once you sign up, you can buy and sell crypto just like stocks. The platform is designed for long-term holders, not daily traders. You can see your crypto along with your other investments on the same dashboard.
Everything runs inside the Fidelity app or website. There are no complicated tools or charts to confuse beginners. This is one reason many users find it easier than Coinbase or Binance. You won’t find advanced trading options here, but you will get a clean and simple experience.
Fidelity Crypto Supported Cryptos 2025
2025 BTC, ETHFidelity doesn’t focus on quantity, so don’t expect a long list of altcoins. Other platforms have hundreds of tokens, Fidelity only works with established coins. This reduces risk for investors and keeps the platform secure. They may add more in the future but only after review.
Fidelity Crypto Fees and Trading Costs Compared
Fidelity charges a 1% trading fee on all crypto transactions. This is clearly shown when you make a trade. There are no hidden charges, no withdrawal fees, and no extra costs for storing crypto. Everything is simple and clear.
Here is a comparison of crypto trading fees in 2025:
| Platform | Trading Fee | Hidden Costs | Supported Coins |
| Fidelity Crypto | 1% flat fee | No | BTC, ETH |
| Coinbase | 1.49% to 3.99% | Yes | 200+ |
| Robinhood | No fee (spread) | Yes | 15+ |
| Kraken | 0.16% to 0.26% | No | 100+ |
Fidelity is not the cheapest option, but it offers safety and simplicity that others can’t match.
Fidelity vs Other Crypto Platforms: What Makes It Different?
The biggest difference between Fidelity and other platforms is trust. Fidelity has been managing money for over 75 years. That level of history doesn’t exist with new crypto apps. You get the same peace of mind you have with traditional investments.
Also, Fidelity is designed for long-term investing. It’s not built for day trading or flipping tokens. If you want stability and safety in your crypto journey, it stands out. It’s perfect for people who want crypto in their retirement or long-term plan.
Can Beginners Use Fidelity Crypto? Ease of Use Review
Yes, beginners will find Fidelity Crypto very easy to use. The app is clean, and there are no confusing charts or trading tools. You don’t need to be a crypto expert to buy your first Bitcoin here. The whole process takes just a few minutes.
Fidelity also offers learning material and support for users. If you get stuck, you can call a real person or use the help center. It’s a very beginner-friendly experience compared to many crypto exchanges that focus on traders.
Fidelity Crypto App Review: Mobile Experience
The Fidelity app is slick. You can do everything from one place, including crypto. Modern design and simple layout so you can check your balances and trade.
In 2025 they added more features and better tracking to the crypto section. You can get alerts, view charts and see market trends in real-time. Available for iOS and Android and has 4.5 stars in app store.
Fidelity Crypto for Retirement: Can you add crypto to your 401(k) or IRA?
Yes — with Fidelity, you can include Bitcoin in your 401(k) or IRA as part of your retirement plan. This is a big deal because they are one of the only platforms that allows you to do so. In 2022, Fidelity was the first big company to allow crypto in retirement plans and they’ve been growing since then.
So you can invest in crypto and get tax benefits. But crypto in retirement plans comes with risk. Prices can be volatile so you should only use a small portion of your retirement money. Fidelity gives you tools to manage that risk.
Pros and Cons of Using Fidelity Crypto in 2025
Fidelity Crypto has many benefits. It’s safe, easy and backed by a big name. Whether you’re just starting or going the distance it’s a good one. You can even add crypto to your retirement savings, which is rare.
But it’s not for everyone. If you want to trade hundreds of coins or do advanced trading, this platform is limited. It also doesn’t offer staking or DeFi features. So, if you’re a crypto power user, it may feel too basic.
Final Verdict
If you want a safe, trusted and easy way to get into crypto, Fidelity Crypto is the way to go. You can buy Bitcoin and Ethereum in an account you already trust. All clean, secure and simple.
Fidelity Crypto is best for US investors who want to include digital assets in their long-term or retirement plan. It may not be the best for daily traders, but for the average investor, it’s an excellent entry point into the world of cryptocurrency.
FAQS
Is Fidelity good for beginners in crypto?
Yes, The Fidelity Crypto is super easy for beginners. Simple interface, clear instructions, educational tools to get you started.
What coins does Fidelity support in 2025?
Only Bitcoin (BTC) and Ethereum (ETH) for now. More coins to come.
How much are Fidelity Crypto fees?
1% flat fee on all crypto transactions. No hidden fees or extra storage fees.