Cryptocurrency is now a big part of how Americans invest. Many people in the USA want a safe and trusted way to buy crypto. Fidelity Crypto Trading 2025 is one of the best options for new and smart investors. It is a trusted name with strong tools, simple apps, and a focus on security.
Fidelity is not a new company. It has helped people manage their money for over 75 years. In 2025, it continues to build trust by offering crypto trading to everyday investors. This guide will help you learn how to start with Fidelity Crypto and make the best choices for your future.
What is Fidelity Crypto Trading?
Fidelity Crypto Trading is a service from Fidelity Investments that lets you buy and sell digital coins like Bitcoin and Ethereum. It is made for long-term investors who want a trusted platform, not just another app full of hype. Fidelity uses its experience in finance to bring crypto trading into regular investing.
You don’t need to be an expert to start. Fidelity Crypto is built into your main investment account. You can view your crypto alongside your stocks, retirement plans, and mutual funds. Everything is simple to handle in one place.
Is Fidelity Safe for Crypto Trading?
Yes, Fidelity is very safe for trading crypto. The company follows U.S. rules and is registered with the SEC and FINRA. They use strong security tools like cold storage and two-factor login to protect your money.
Unlike some smaller crypto apps, Fidelity gives you peace of mind. Your assets are held with care, and Fidelity has its own digital asset custody. That means your coins are not mixed with other users’ funds. They’re kept safe, even if the market drops.
How to Start Trading Crypto on Fidelity Complete Guide for Beginners
First, you’ll need to open a Fidelity brokerage account. This takes a few minutes online. Then you must complete your identity verification to meet US KYC rules. Once that’s done, you can enter the crypto section from your account dashboard.
Once you’re in, you can add money from your bank and start trading crypto. You just choose the coin, enter how much to buy, and confirm the trade. It’s as simple as buying a stock or ETF on Fidelity.
Fidelity Crypto Account Requirements Table
| Requirement | Details |
| Age | 18+ |
| Residency | U.S. residents only |
| Verification | Government ID + address proof |
| Access Method | Web & Mobile App |
Fidelity Supported Cryptocurrencies 2025
2025 Fidelity supports Bitcoin and Ethereum. Not every new token. Just trusted, well known digital assets. Safer for long term investors.
Currently, Bitcoin, Ethereum, Litecoin and Bitcoin Cash. Fidelity may add more later, but only after strong review and risk checks. So safer for beginners.
Fidelity vs Coinbase vs Robinhood: Which One is Better?
Fidelity, Coinbase, and Robinhood all let you trade crypto. But they serve different goals. Fidelity is best for long-term, safe investing. Coinbase is more for active traders and altcoin fans. Robinhood is simple but has fewer features.
Here’s a simple table comparing them:
| Feature | Fidelity | Coinbase | Robinhood |
| Safety | Very High | High | Moderate |
| Coin Variety | Limited (4) | Large (200+) | Medium (15+) |
| Fees | Low | Medium-High | Low |
| Support | Strong (Phone) | Email & Chat | App-only |
| Use Case | Investing | Trading/DeFi | Basic Buying |
Fidelity Crypto Trading Fees and Charges Explained
Fidelity offers crypto trading with a 1% spread fee. The price shown already includes the cost. There are no separate fees or charges shown. This makes it simple, but you still pay for the trade.
There are no extra fees for opening or keeping a crypto account. You don’t pay to transfer money in or out. The only cost is inside the buying price, which is fair for long-term investors.
Fidelity Mobile App for Crypto: Features & User Experience
Fidelity’s app lets you manage everything in one place. You can check your stocks, retirement, and crypto in a single dashboard. The crypto section is simple to use and shows prices, charts, and balances clearly.
The app has bank-level security, fingerprint login, and price alerts. You can trade from anywhere within the USA. Ratings on both iOS and Android are above 4.5 stars, which shows users love the experience.
Who Should Use Fidelity for Crypto Trading?
Fidelity is perfect for new investors, working professionals, and anyone planning for the future. If you want to add crypto to your IRA or retirement portfolio, Fidelity is one of the safest choices.
But it may not be best for fast traders or people who want to try new coins every week. Fidelity is made for those who care about long-term growth and solid risk control.
Pros and Cons of Trading Cryptocurrency with Fidelity in 2025
One big advantage is trust. Fidelity has been managing money for decades. It brings strong safety, expert advice, and clean apps to crypto. You also get support from a real company, not just a tech startup.
But Fidelity has fewer coins than places like Coinbase. You can’t transfer coins in or out yet. If you want full crypto freedom, that may be a downside. Still, for most U.S. investors, it’s a very strong platform.
Pros vs Cons Table
| Pros | Cons |
| Trusted Financial Company | Limited Crypto Selection |
| Strong U.S. Regulations | No Wallet Withdrawals Yet |
| Simple to Use App | Not for Day Traders |
| Low Fees and No Hidden Costs | Basic Tools, No DeFi Access |
Final Verdict: Is Fidelity Worth It for Crypto Traders?
If you’re in the USA and want a safe way to invest in crypto, Fidelity is a top choice. It brings everything under one roof – stocks, ETFs, retirement, and now crypto. You don’t need to use five apps anymore.
Yes for smart investors who want long term value, peace of mind and top tier support. Yes for your future.
FAQs
Is Fidelity Crypto available in all U.S. states?
Fidelity Crypto is available in most U.S , but some restrictions apply. Check your state during account setup.
Can I move my crypto into or out of Fidelity?
As of 2025 you can’t transfer crypto into or out of Fidelity. Trading is within the platform and coins stay in Fidelity’s custody.
Is there a minimum investment for Fidelity Crypto?
No minimum, but you must fund your Fidelity account to start trading. Trades can start with as little as a few bucks.
Can I use Fidelity Crypto in a retirement account?
Yes, Fidelity allows crypto investing through certain IRA accounts. It’s a great way to diversify your long term retirement plan.